privacy policy

1. Introduction

This Privacy Policy explains how Marathi Trader 2.0 collects, uses, stores and protects your personal information when you visit our website, join our community channels, enquire about or enrol in our courses, or interact with us on social media. By using our website or services, you agree to the practices described in this policy. This policy is published in accordance with the Information Technology Act, 2000 and the Digital Personal Data Protection Act, 2023 (India).

2. Information We Collect

• Information you provide: name, phone number, email address, city, and any details you share through WhatsApp enquiries, enrollment forms, or community sign-ups.
• Payment information: processed by third-party payment providers; we do not store card numbers or banking credentials on our servers.
• Usage data: pages visited, time on site, device and browser type, approximate location (city level), and referral source, collected through cookies and analytics tools.
• Communications: messages you send us on WhatsApp, Telegram, email or Instagram, retained for support and record-keeping.

3. How We Use Your Information

• To respond to enquiries and provide course and community access.
• To send class schedules, session links, recordings and learning material.
• To send updates about new courses, sessions or content (you can opt out at any time).
• To improve our website, content and teaching based on aggregated usage patterns.
• To comply with legal, tax and accounting obligations.

4. Sharing of Information

We do not sell your personal data. We share information only with: (a) service providers who help us operate (payment gateways, hosting, analytics, communication tools), bound by confidentiality; (b) legal authorities when required by law; and (c) broker partners only if you explicitly choose to open an account through our partner links, in which case the broker's own privacy policy applies to the data you give them directly.

5. Cookies

We use essential cookies for site functionality and analytics cookies to understand how visitors use the site. You can disable cookies in your browser settings; some features may not work correctly without them.

6. Data Retention & Security

We retain personal data only as long as needed for the purposes above or as required by law. We use reasonable technical and organizational safeguards to protect your data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights

Subject to applicable law, you may request access to, correction of, or deletion of your personal data, and you may withdraw consent to marketing communications at any time by writing to [PRIVACY_EMAIL]. We will respond within a reasonable timeframe.

8. Children

Our services are intended for individuals aged 18 and above. We do not knowingly collect data from minors. If you believe a minor has provided us data, contact us and we will delete it.

9. Third-Party Links

Our website links to third-party platforms (Telegram, WhatsApp, YouTube, Instagram, broker websites). We are not responsible for their content or privacy practices. Review their policies before using them.

10. Changes & Contact

We may update this policy from time to time; the "Last updated" date reflects the current version. Questions: [PRIVACY_EMAIL] - [POSTAL ADDRESS].